Deposit & Investment Rates

Effective Date: November 10, 2008

Non Redeemable Term Deposits (including registered deposits)
(Min. Dep. $1,000.00)

Variable (RRSP & RRIF only)
1.00%
Short Term
30 – 59 days (non-registered only)

2.00%

60 – 89 days (non-registered only)
2.00%

90 – 119 days (non-registered only)
2.00%

120 – 179 days (non-registered only)
2.00%

180 – 269 days (non-registered only)
2.25%

270 – 364 days (non-registered only)
2.35%
Long Term

1 year

3.00%

2 year

3.25%

3 year

3.35%

4 year

3.65%

5 year

4.00%

Minimum deposit – variable RRSP = $50.00
Minimum deposit – fixed rate RRSP = $500.00
Minimum deposit – fixed rate RRIF = $5,000.00
Minimum deposit – fixed rate term deposit = $1,000.00